Your Financial Future Starts Here

Privacy Policy

Last Updated: December 2024

1. Information We Collect

We collect information you provide directly to us, such as when you fill out our contact form, request a consultation, or communicate with us. This includes your name, email address, phone number, and financial information relevant to our services.

2. How We Use Your Information

We use your information to provide financial planning services, communicate with you about our services, send you relevant financial information, and comply with legal obligations. We never sell your personal information.

3. Data Protection

We implement appropriate security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. All data is encrypted and stored securely.

4. Your Rights

You have the right to access, update, or delete your personal information. You can also opt-out of marketing communications at any time by contacting us directly.

Contact for Privacy Matters: [email protected]

Terms of Service

Last Updated: December 2024

1. Services

ClearPath Planners provides financial planning and investment advisory services. All advice is provided for educational purposes and should not be considered as guarantees of future performance.

2. Client Responsibilities

Clients must provide accurate and complete information, follow legal and regulatory requirements, and understand that all investments carry inherent risks.

3. Disclaimers

Past performance does not guarantee future results. All investment strategies and suggestions involve risk of loss. Individual results may vary based on personal circumstances.

4. Limitation of Liability

Our liability is limited to the fees paid for services. We are not liable for market losses or decisions made based on our recommendations.

5. Professional Standards

We adhere to all applicable financial planning and investment advisory regulations. Our advisors maintain required certifications and continuing education.

Cookie Policy

Last Updated: December 2024

What are Cookies?

Cookies are small text files stored on your device that help us provide and improve our services. We use different types of cookies for various purposes.

Types of Cookies We Use:

Essential Cookies: Required for basic website functionality, security, and user authentication. These cannot be disabled.

Analytics Cookies: Help us understand how visitors use our website to improve user experience and content.

Marketing Cookies: Used to deliver relevant advertisements and track the effectiveness of our marketing campaigns.

Managing Cookies:

You can control cookie preferences through our consent banner or by clicking "Cookie Settings" in the footer. You can also manage cookies through your browser settings.

Third-Party Cookies:

We may use third-party services like Google Analytics. These services have their own privacy policies and cookie practices.

DMCA Policy

Last Updated: December 2024

Copyright Respect

ClearPath Planners respects intellectual property rights and complies with the Digital Millennium Copyright Act (DMCA). We promptly respond to valid copyright infringement notices.

Filing a DMCA Notice

If you believe your copyrighted work has been used without permission, please provide:

• Your contact information and electronic signature
• Identification of the copyrighted work
• Location of the infringing material on our site
• A statement of good faith belief that use is unauthorized
• A statement that the information is accurate

Counter-Notification

If you believe content was removed in error, you may file a counter-notification with the same required elements plus a statement of consent to jurisdiction.

DMCA Agent: [email protected]

Address: 125 Financial District Blvd, Suite 450, Boston, MA 02110, USA

GDPR Compliance

Last Updated: December 2024

Your Data Protection Rights

Under GDPR, you have comprehensive rights regarding your personal data:

Right of Access: Request copies of your personal data we hold.

Right of Rectification: Request correction of inaccurate or incomplete data.

Right of Erasure: Request deletion of your personal data under certain circumstances.

Right of Portability: Request transfer of your data to another service provider.

Right to Object: Object to processing of your personal data for marketing purposes.

Legal Basis for Processing

We process your data based on:

• Consent: For marketing communications and optional services
• Contract: To provide requested financial planning services
• Legitimate Interest: For business operations and service improvement
• Legal Obligation: To comply with financial regulations

Data Protection Officer: [email protected]

Supervisory Authority: You have the right to lodge a complaint with your local data protection authority.